The Pradhan Mantri Jan Dhan Yojana (PMJDY), one of the world’s largest financial inclusion programmes, completed 11 years on 28 August 2025. Announced by Prime Minister Narendra Modi on 15 August 2014 and launched on 28 August 2014.
PMJDY is a National Mission on Financial Inclusion, ensuring universal access to banking services. It provides:
- Basic Savings Bank Accounts for every household
- Need-based credit, remittances, insurance, and pension facilities
- RuPay Debit Card to every account holder
- Zero balance account opening at bank branches or Bank Mitra outlets
- Mobile banking via USSD, even on basic feature phones
