Government Schemes Current Affairs

 

Government Schemes and latest Development, Important for Competitive Exams. 

‘e-Kisan Upaj Nidhi’ for Farmers’ Fair Prices and Easy Warehousing launched by Piyush Goyal

The ‘e-Kisan Upaj Nidhi’ initiative was launched on March 4, 2024 by Shri Piyush Goyal, the Union Minister for Consumer Affairs, Food & Public Distribution, Commerce and Industry, and Textiles.

The ‘e-Kisan Upaj Nidhi’ is initiative of Warehousing Development and Regulatory Authority (WDRA).

‘e-Kisan Upaj Nidhi’ initiative will ease the farmers’ warehousing logistics with the help of technology and aid the farmers in receiving fair prices for their produce. 

Q: What is the primary objective of the ‘e-Kisan Upaj Nidhi’ initiative?

  • A) To promote organic farming
  • B) To ease farmers’ warehousing logistics
  • C) To provide subsidies for fertilizers
  • D) To enhance irrigation facilities

Ans : Answer: B To ease farmers’ warehousing logistics

Govt approves PM-Surya Ghar: Muft Bijli Yojana for installing rooftop solar systems

Government approval for PM-Surya Ghar: Muft Bijli Yojana to install rooftop solar systems in one crore households with a total outlay of 75,021 crore rupees.

  1. Each household will receive 300 units of free electricity and have the opportunity to earn 15,000 rupees.
  2. The scheme aims to enable households to save on electricity bills and earn additional income by selling surplus power to DISCOMs.
  3. Anticipated addition of 30 GW of solar capacity through rooftop solar systems in the residential sector.

Q: What is the primary objective of the PM-Surya Ghar: Muft Bijli Yojana?

a) To provide free electricity to rural households
b) To install rooftop solar systems in one crore households
c) To provide financial assistance for agricultural activities
d) To provide subsidized fertilizers to farmers

Ans : b) To install rooftop solar systems in one crore households

PM Surya Ghar: Muft Bijli Yojana

  1. Launch of PM Surya Ghar: Muft Bijli Yojana: Prime Minister Narendra Modi announced the launch of the scheme on February 13, 2024.
  2. Investment of over 75 thousand crore rupees: The project will have an investment exceeding 75 thousand crore rupees.
  3. Objective: The scheme aims to provide free electricity by lighting up one crore households, offering up to 300 units of free electricity every month.
  4. Direct Subsidies to People’s Bank Accounts: Substantive subsidies will be directly deposited into the bank accounts of beneficiaries.
  5. Concessional Bank Loans: Heavily concessional bank loans will be provided to ensure no cost burden on the people.
  6. National Online Portal Integration: All stakeholders will be integrated into a National Online Portal for added convenience.
  7. Incentives for Urban Local Bodies and Panchayats: Urban Local Bodies and Panchayats will be incentivized to promote rooftop solar systems in their jurisdictions.
  8. Benefits for Citizens: The scheme is expected to lead to increased income, reduced power bills, and employment generation.
  9. Promotion of Solar Power and Sustainable Progress: The Prime Minister emphasized the importance of boosting solar power for sustainable progress.
  10. PM – Surya Ghar: Muft Bijli Yojana : apply at pmsuryaghar.gov.in.

Q: What is the objective of the PM Surya Ghar: Muft Bijli Yojana?

  • A. Provide free water supply
  • B. Promote rooftop gardening
  • C. Light up one crore households with free electricity
  • D. Enhance public transportation

Ans : C. Light up one crore households with free electricity

Government launched ‘Bharat Rice’ at subsidised rates for consumers

Union Minister Piyush Goyal launched ‘Bharat Rice’ brand in New Delhi to provide subsidized rice directly to consumers.

  • The rice will be available in 5 kg and 10 kg packs at a subsidized rate of 29 rupees per kg.
  • The government is committed to providing ration at affordable prices, with 81 crore people benefiting from free food grains under PMGKAY, extended for the next five years.
  • Vehicles carrying rice were flagged during the event, signifying distribution to consumers through various agencies.
  • FCI will provide 5 Lakh Metric Tonnes of rice to cooperatives (NAFED and NCCF) and Kendriya Bhandar in the first phase.
  • These agencies will pack rice in 5 kg and 10 kg packets under the “Bharat Rice” brand, sold through outlets and e-commerce platforms.

Q: What is the name of the brand launched by government to provide subsidized rice directly to consumers in February 2024?

a) Bharat Grains
b) Bharat Rice
c) Bharat Essentials
d) Bharat Food

Ans : b) Bharat Rice

PM Janjati Adivasi Nyaya Maha Abhiyan : First installment to one lakh beneficiaries release

Prime Minister Narendra Modi released the first installment to one lakh beneficiaries of Pradhan Mantri Awas Yojana – Gramin on January 15, 2024, under the Pradhan Mantri Janjati Adivasi Nyaya Maha Abhiyan (PM-JANMAN).

  • The PM-JANMAN initiative was launched in November of the previous year for the socio-economic welfare of Particularly Vulnerable Tribal Groups (PVTGs).
  • The initiative, with a budget of around 24,000 crore rupees, focuses on 11 critical interventions through nine Ministries.
  • PM-JANMAN aims to improve the socio-economic conditions of PVTGs by providing basic facilities such as safe housing, clean drinking water, improved access to education, health and nutrition, electricity, road and telecom connectivity, and sustainable livelihood opportunities.

Q: Who are the beneficiaries of the Pradhan Mantri Janjati Adivasi Nyaya Maha Abhiyan (PM-JANMAN)?

  • A) Urban population
  • B) Particularly Vulnerable Tribal Groups (PVTGs)
  • C) General category citizens
  • D) Women entrepreneurs

Ans : B) Particularly Vulnerable Tribal Groups (PVTGs)

Govt launched PRERANA, an experiential learning programme for developing leadership qualities in students

Ministry of Education, Govt of India has introduced PRERANA, an experiential learning program focused on cultivating leadership qualities in students.

  1. PRERANA is aligned with the principles of the Indian education system and the philosophy of value-based education, as outlined in the National Education Policy 2020.
  2. It is a week-long residential program designed for students in classes 9th to 12th, aiming to provide an immersive learning experience.
  3. Each week, a batch of 20 selected students (10 boys and 10 girls) from different parts of the country will participate in the program.
  4. The program takes place at a Vernacular School established in 1888 in Vadnagar, Gujarat.
  5. The curriculum for PRERANA School was developed by IIT Gandhi Nagar and revolves around nine value-based themes.
  6. These themes include Swabhiman and Vinay, Shaurya and Sahas, Parishram and Samarpan, Karuna and Sewa, Vividhta and Ekta, Satyanishtha and Shuchita, Navachar and Jigyasa, Shraddha aur Vishwas, and Swatantrata and Kartavya.
  7. The primary goal of the program is to inspire youth, instill respect for India’s unity in diversity, and embody the spirit of Vasudhaiva Kutumbakam (the world is one family).
  1. What is PRERANA, recently launched by the Government?
    a. A new sports activity program
    b. An experiential learning program
    c. A scholarship initiative
    d. A government employment scheme
  2. What is the main focus of PRERANA?
    a. Academic research
    b. Developing leadership qualities in students
    c. Sports training for students
    d. Providing financial aid to students

Viksit Bharat@2047 – Voice of Youth : Launched by PM Modi

PM Modi launched ‘Viksit Bharat@2047 – Voice of Youth’ and addressed Higher Education Institutes virtually on 11 December 2023.

  • Governor Gulab Chand Kataria hosted the program at IIT Guwahati, with physical attendance from 1000 students and officials from 61 Assam institutions.
  • Around 45 Higher Educational Institutions and 600 colleges participated virtually.
  • Governor emphasized collaborative efforts to achieve PM Modi’s development goal by 2047.
  • Increased budget allocation in education by both the Center and State governments highlighted for better quality education.
  • Dr. Ranoj Pegu, Minister for Education, emphasized the need to achieve the set development target by 2047.

Q: What initiative did Prime Minister Narendra Modi launch on December 11, 2023 for development of youth?

a. Viksit Bharat@2047 – Voice of Youth
b. National Education Policy 2020
c. Skill Development for Youth
d. Digital India Campaign

Ans : a. Viksit Bharat@2047 – Voice of Youth

Central Sector Scheme for providing drones to the Women’s Self Help Groups(SHGs)

  1. Central Sector Scheme for Drones: The Union Cabinet has approved a Central Sector Scheme on 28 November 2023, that involves providing drones to Women’s Self Help Groups (SHGs).
  2. Beneficiaries and Purpose: The scheme will benefit 15,000 selected Women’s SHGs from 2023-24 to 2025-2026. These groups will offer drone rental services to farmers for various agricultural uses.
  3. Financial Outlay: The Central Sector Scheme for providing drones has been sanctioned with a budget of 1261 crore rupees.

Q: Who are the main beneficiaries of the Central Sector Scheme for Drones?
a. Urban youth
b. Men’s Self Help Groups
c. Women’s Self Help Groups
d. Agricultural cooperatives

Answer: c. Women’s Self Help Groups

Pradhan Mantri Garib Kalyan Ann Yojana (PMGKAY) extended for an additional five years

Extension of PMGKAY: The Pradhan Mantri Garib Kalyan Ann Yojana (PMGKAY) has been extended by the Government for an additional five years starting from January 1, 2024.

Free Food Grains: Under PMGKAY, eligible beneficiaries will receive five kilograms of free food grains per month. This initiative aims to benefit over 81 crore impoverished individuals across the country.

Q: What is the main objective of the Pradhan Mantri Garib Kalyan Ann Yojana (PMGKAY) extension?
a. Providing free medical services
b. Offering financial assistance to farmers
c. Supplying five kilograms of free food grains monthly to the eligible beneficiaries
d. Promoting women’s self-help groups

Ans : c. Supplying five kilograms of free food grains monthly to the eligible beneficiaries

Government renames Ayushman Bharat-Health and Wellness Centres as Ayushman Arogya Mandir

  • The central government, on November 26, 2023, renamed Ayushman Bharat-Health and Wellness Centres to Ayushman Arogya Mandir.
  • The tagline accompanying the renaming is “Arogyam Paramam Dhanam.”
  • The Union Health Ministry issued guidelines to all States and Union Territories for the replacement of the existing title in operationalized Ayushman Bharat Health and Wellness Centres.
  • The Ministry requested the upload of pictures of primary health facilities after successfully completing the renaming task.

Q: What is the new name given to Ayushman Bharat-Health and Wellness Centres by central government in the month of November 2023?

a) Arogya Seva Kendra
b) Ayushman Arogya Mandir
c) Health Wellness Hub
d) Swasthya Parivar Center

Ans : b) Ayushman Arogya Mandir

PM Modi launched Pradhan Mantri Particularly Vulnerable Tribal Groups (PVTG) Development Mission

Prime Minister Narendra Modi launched the Pradhan Mantri Particularly Vulnerable Tribal Groups (PVTG) Development Mission, a scheme with a budget of 24,000 crore rupees.

  • The launch took place on November 15, 2023, during the third Janjaatiya Gaurav Diwas in the Khunti district of Jharkhand.
  • The PVTG Development Mission aims to benefit 75 Particularly Vulnerable Tribal Groups in 18 states and Union Territories, residing in 22,544 villages across 220 districts, with a total population of approximately 28 lakhs.

Janjatiya Gaurav Divas is celebrated on 15 November to remember the contribution of tribal freedom fighters in Indian independence. November 15 is the birthday of the great tribal warrior Birsa Munda.

Q.: On which occasion did Prime Minister Narendra Modi launch the Pradhan Mantri Particularly Vulnerable Tribal Groups (PVTG) Development Mission?

a. Republic Day
b. Independence Day
c. Janjaatiya Gaurav Diwas
d. Gandhi Jayanti

Ans : c. Janjaatiya Gaurav Diwas

Q.: What is the significance of November 15 in relation to Janjatiya Gaurav Divas?

a. It marks the Independence Day
b. It is the birth anniversary of Birsa Munda
c. It is the anniversary of the B R Ambedkar
d. It is the International Day of Tribes

Ans : b. It is the birth anniversary of Birsa Munda

Mera Yuva Bharat (MY Bharat) : Government approves establishment of an autonomous body

The government has approved the establishment of an autonomous body called “Mera Yuva Bharat” (MY Bharat) with the aim of youth development and youth-led development.

  1. MY Bharat is designed to provide equitable access to youth to help them achieve their aspirations and contribute to the development of the nation.
  2. There are approximately 40 crore (400 million) youths in India who fall within the age group of 15-29 years.
  3. MY Bharat is envisioned as a technology-powered, overarching enabling mechanism for youth development.
  4. The goal of MY Bharat is to channel the energy of the youth for nation-building by facilitating their role as “Yuva Setu” (Youth Bridge) between the government and citizens.
  5. The formal dedication of Mera Yuva Bharat to the nation will take place on October 31, which coincides with the birth anniversary of Sardar Vallabhbhai Patel, often referred to as the “Iron Man” of India.

MCQs on Mera Yuva Bharat (MY Bharat)

Q.: What is the primary purpose of the autonomous body “Mera Yuva Bharat” (MY Bharat)?

a. Promoting sports and athletics among youth
b. Fostering cultural development in rural areas
c. Development of youth and youth-led development
d. Advancing environmental conservation initiatives

Ans : c. Development of youth and youth-led development

Q.: How many young individuals in India fall within the age group of 15-29 years, according to the provided information?

a. Approximately 20 crore
b. Around 30 crore
c. Approximately 40 crore
d. Nearly 50 crore

Ans : c. Approximately 40 crore

Q.: When is Mera Yuva Bharat scheduled to be dedicated to the nation?

a. On India’s Independence Day, August 15th
b. On New Year’s Day, January 1st
c. On the birth anniversary of Sardar Vallabhbhai Patel, October 31st
d. On Youth Day, January 12th

Ans : c. On the birth anniversary of Sardar Vallabhbhai Patel, October 31st

ABHA (Ayushman Bharat Health Account) : Highlights and important information

The ABHA (Ayushman Bharat Health Account) – Digital Health Account is a revolutionary platform designed to empower individuals in managing their health more effectively. Here are the key highlights and important information about ABHA:

Key Highlights:

  1. Accessible Anytime, Anywhere: ABHA is a web-based platform accessible from computers, tablets, and smartphones, enabling users to manage health records and access healthcare services from the comfort of their home.
  2. Centralized Health Records: Users can securely store all their medical records, prescriptions, and reports in one place, making it easy to retrieve health history when needed.
  3. Privacy and Security: ABHA prioritizes the security of health data through robust encryption, ensuring the privacy of users’ information.
  4. Appointment Booking: Users can conveniently schedule appointments with healthcare professionals, avoiding long queues and wait times through online booking.
  5. Telemedicine Services: ABHA allows users to connect with doctors through teleconsultations, enabling them to receive medical advice, prescriptions, and follow-up care remotely.
  6. Health Monitoring: Users can track vital signs and health metrics, set health goals, and achieve them using integrated tools.
  7. Medication Reminders: ABHA provides medication reminders, ensuring users never miss a dose and helping them stay on top of their prescription regimen for better health management.
  8. Personalized Insights: Users receive tailored health insights and recommendations, facilitating informed decisions for a healthier life.

Benefits of ABHA:

  • Simplifies healthcare management.
  • Reduces paperwork and administrative hassles.
  • Enhances doctor-patient communication.
  • Empowers individuals to play an active role in their health.

How to Create ABHA: Creating an ABHA is a straightforward process with multiple convenient options to cater to the diverse needs of citizens:

  1. Online Registration via ABHA Portal (abha.abdm.gov.in): Citizens can initiate the ABHA creation process by visiting the dedicated ABHA portal, accessible at abha.abdm.gov.in. This user-friendly online platform allows individuals to set up their ABHA quickly and efficiently.
  2. ABHA Mobile App or Partner Apps: Users can download the official ABHA app or partner apps affiliated with the All India Radio Digital Mission (ABDM), such as Aarogya Setu, Driefcase, and Ekacare, to self-register for an ABHA account. This mobile-friendly approach allows citizens to manage their health records and access healthcare services from their smartphones.
  3. Government Programs Integration: ABHA seamlessly integrates with various Central and State Government healthcare programs like CoWin, NCD, RCH, Nikshay, and more. Citizens benefiting from government healthcare initiatives are automatically enrolled in the ABHA ecosystem, streamlining their access to digital health management.
  4. Assisted Mode Creation: For those who may not have easy access to digital tools or require assistance, ABHA can be created in assisted mode. Hospitals, Customer Service Centres, and other healthcare facilities are equipped to help citizens set up their ABHA accounts during their visits.

Additional Information:

  • Yes, one mobile number can be linked to up to 6 Aadhaar Numbers for communication and authentication purposes.
  • In areas with limited or no connectivity, government programs can collect citizen data and create Aadhaar for them, as successfully implemented by the Governments of Andhra Pradesh and Uttar Pradesh.

To get started, visit abha.abdm.gov.in to create your ABHA Digital Health Account and take the first step towards improved health management and peace of mind.

MCQs about ABHA

Q.: What is ABHA?

A. A cooking app
B. A digital health account
C. A fitness tracker
D. A social media platform

B. A digital health account

Q.: How many Aadhaar Numbers can be linked to one mobile number for communication and authentication purposes?

A. One
B. Two
C. Three
D. Six

Ans : D. Six

PM SVANidhi Scheme : More than 50 lakh Street Vendors covered

The PM SVANidhi scheme has achieved a milestone by extending its support to more than 50 lakh street vendors across the nation. Street vendors are essential to the urban informal economy and provide vital goods and services.

  1. The scheme, initiated by the Ministry of Housing and Urban Affairs, aims to formalize the street vending sector and create opportunities for economic growth.
  2. Prime Minister Narendra Modi has pushed for the expansion of the scheme, leading to revised targets.
  3. The scheme, launched on June 1, 2020, offers collateral-free working capital loans of up to 50 thousand rupees to urban street vendors.

MCQs

Q.: What is the main objective of the PM SVANidhi scheme?

A) To provide housing to street vendors
B) To offer free healthcare to street vendors
C) To provide collateral-free working capital loans to street vendors
D) To promote street vending as a career option

Ans : C) To provide collateral-free working capital loans to street vendors

Q.: What is the maximum amount of working capital loan offered under the PM SVANidhi scheme?

A) 10 thousand rupees
B) 25 thousand rupees
C) 50 thousand rupees
D) 1 lakh rupees

Ans : C) 50 thousand rupees

‘Ek Tareekh, Ek Ghanta, Ek Saath’ Campaign on October 1, 2023 to commemorate Gandhi Jayanti

‘Ek Tareekh, Ek Ghanta, Ek Saath’ Campaign: This is a mega cleanliness drive organized to commemorate Gandhi Jayanti. The cleanliness drive is scheduled for October 1st, Sunday, at 10 am.

  1. Objective: The campaign is a precursor to the ‘Swachhata Pakhwada- Swachhata Hi Seva’ 2023 initiative.
  2. PM’s Appeal: Prime Minister Narendra Modi has called for 1 hour of shramdaan (voluntary labor) for cleanliness at 10 am on October 1st, encouraging all citizens to participate.
  3. National Address: PM Modi addressed the nation, urging people to contribute to the cleanliness campaign in their streets, neighborhoods, parks, rivers, lakes, or any other public place.
  4. Date and Time: The cleanliness drive is scheduled for October 1st, Sunday, at 10 am.
  5. Duration of Swachhata Pakhwada: The Swachhata Pakhwada – Swachhata Hi Seva 2023 campaign spans from September 15th to October 2nd.

Q.: What is the objective of the ‘Ek Tareekh, Ek Ghanta, Ek Saath’ Campaign”, a mega cleanliness drive ?

a) To celebrate Diwali
b) To commemorate Gandhi Jayanti
c) To promote cricket
d) To encourage shopping

Answer: b) To commemorate Gandhi Jayanti

PM Vishwakarma Scheme for Empowering Traditional Artisans and Craftspeople

Prime Minister Narendra Modi will launch the “PM Vishwakarma” scheme on September 17, 2023, in New Delhi. The scheme aims to support and promote traditional crafts and artisans. It will be fully funded by the Union Government with an allocation of Rs 13,000 crore.

  1. Artisans, referred to as Vishwakarmas, will be registered for free through Common Services Centres using a biometric-based portal.
  2. Vishwakarmas will receive recognition through a certificate and ID card, skill training, a toolkit incentive of ₹15,000, and collateral-free credit support at concessional interest rates.
  3. The scheme focuses on preserving the Guru-Shishya parampara (teacher-student tradition) and improving the quality and reach of artisanal products and services.
  4. It covers 18 traditional crafts, including carpentry, blacksmithing, pottery, weaving, and more.
  5. The scheme targets both rural and urban artisans across India.
  6. It aims to integrate artisans into domestic and global value chains.
  7. PM Vishwakarma will incentivize digital transactions and provide marketing support to artisans and craftspeople.

Q.: What is the primary objective of the PM Vishwakarma Scheme?

a) Promoting modern industries
b) Preserving traditional crafts and supporting artisans
c) Enhancing agricultural productivity
d) Boosting the tourism sector

Ans : b) Preserving traditional crafts and supporting artisans

Cabinet Approves extension of PM Ujjwala Yojana for three years

The Government has approved expansion of PM Ujjwala Yojana, a scheme to provide support for LPG connections to women on 13th September 2023 during a cabinet meeting.

  1. The scheme aims to release a total of 75 lakh LPG connections over a period of three years, from the Financial Year 2023-24 to 2025-26.
  2. The scheme’s total financial implication is one thousand 650 crore rupees.
  3. Under the scheme, 75 lakh free LPG connections will be provided to women from poor and needy families to enable them to benefit from the Ujjwala scheme.
  4. As per the existing modalities of Ujjawala 2.0, the first refill and stove will also be provided free of cost to Ujjwala beneficiaries.
  5. To date, 9.60 crore LPG cylinders have been distributed under the Ujjwala scheme, indicating its widespread impact and reach.

Q.: What is the purpose of the PM Ujjwala Yojana?

a) Supporting LPG suppliers
b) Providing free LPG connections to women
c) Reducing LPG prices
d) Enhancing LPG cylinder safety

Ans : b) Providing free LPG connections to women

Mera Bill Mera Adhikaar : Invoice incentive scheme

The invoice incentive scheme – Mera Bill Mera Adhikaar begins on 1 September 2023. The objective of the scheme is to bring a cultural and behavioural change in the general public to ask for a Bill as their right and entitlement. 

  • Scheme Name: The invoice incentive scheme – Mera Bill Mera Adhikaar
  • Objective: To bring a cultural and behavioral change in the public by encouraging them to ask for a bill as their right and entitlement.
  • Initial Pilot: Launched as a pilot in the States of Assam, Gujarat, and Haryana, along with the Union Territories of Puducherry, Dadra Nagar Haveli, and Daman and Diu.
  • Consumer Reward: Consumers have the chance to win an attractive reward of one crore rupees.
  • Eligibility: All Business to Customer invoices issued by GST registered suppliers to consumers will be eligible for the scheme.
  • Minimum Invoice Value: Invoices with a minimum value of two hundred rupees will be considered for the lucky draw.
  • Invoice Submission: Invoices can be uploaded using the Mobile Application “Mera Bill Mera Adhikaar” or the web portal “merabill.gst.gov.in”.
  • Participant Eligibility: All residents of India can participate, regardless of their state or UT.
  • Monthly Upload Limit: An individual can upload a maximum of 25 invoices in a month to be eligible for the lucky draw.
  • Monthly Reward: The government will select 800 individuals every month, and each will receive a reward of ten thousand rupees.
  • Bumper Draw: A quarterly bumper draw will be held, with two people winning a reward of one crore rupees each.
  • Scheme Duration: The pilot scheme will run for a period of 12 months.

Q.: What is the name of the government-initiated invoice incentive scheme to bring a cultural and behavioural change in the general public to ask for a Bill as their right and entitlement ?

A) Bill Rewards Initiative
B) Mera Bill Mera Adhikaar
C) Fiscal Behavior Incentive
D) Invoice Culture Drive

Ans : B) Mera Bill Mera Adhikaar

Government reduces prices of domestic LPG Cylinder for all consumers

The government has announced a reduction in the price of domestic LPG (liquefied petroleum gas) cylinders by 200 rupees for all consumers on 29 August 2023.

  1. Enhanced Benefit for Ujjwala Beneficiaries: The reduction amounts to 400 rupees per LPG cylinder for Ujjwala beneficiaries, a government initiative.
  2. Expansion of Ujjwala Scheme: The government plans to provide 75 lakh new free LPG connections under the Ujjwala scheme.
  3. Ujjwala Scheme’s Purpose: The Ujjwala scheme is aimed at reducing indoor air pollution and promoting the use of clean fuels among impoverished households, ultimately curbing carbon emissions.

Pradhan Mantri Ujjwala Yojana (PMUY)

Pradhan Mantri Ujjwala Yojana (PMUY) was launched by the Hon’ble Prime Minister of India on 01.05.2016. The main objective of the scheme is to provide deposit free LPG connections to women from poor households. The Government had set a target of 5 Crore LPG connections to be distributed to the poor households under the scheme.

Q.: What is the main objective of the Pradhan Mantri Ujjwala Yojana?

a) Providing free education to poor households
b) Offering interest-free loans to women entrepreneurs
c) Provide deposit free LPG connections to women from poor households
d) Distributing free smartphones to rural communities

Ans : c) Provide deposit free LPG connections to women from poor households

Pradhan Mantri Jan Dhan Yojana (PMJDY) completed 9 years on August 28, 2023

Pradhan Mantri Jan Dhan Yojana (PMJDY) completed nine years on August 28, 2023. Over 50 crore people have been brought into the formal banking system through Jan Dhan Accounts. Over 50 crore new bank accounts have been opened since the scheme’s launch. Approximately 56% of Jan-Dhan account holders are women, and about 67% of the accounts are in rural and semi-urban areas. The total deposit balances in Jan Dhan accounts exceed two lakh three thousand crore rupees. More than 33 crore RuPay cards have been issued to Jan Dhan account holders. Around six crore 26 lakh account holders received direct benefit transfers from the Government under various schemes.

What is Pradhan Mantri Jan Dhan Yojana (PMJDY)

The Pradhan Mantri Jan Dhan Yojana (PMJDY) is a financial inclusion program launched by the Government of India. It was initiated on August 28, 2014, with the aim of providing access to financial services to all households in the country, particularly those that were excluded from the formal banking system. The key objectives of the Jan Dhan Yojana include:

  1. Universal Financial Inclusion: The scheme seeks to ensure that every household in India has access to a bank account, making financial services accessible to even the most marginalized sections of society.
  2. Access to Banking Services: Under the scheme, account holders are provided with a basic savings account, a RuPay debit card, and access to banking facilities such as deposit and withdrawal services.
  3. Direct Benefit Transfer (DBT): The Jan Dhan accounts are often used for direct benefit transfers of various government subsidies and welfare schemes. This helps in reducing leakages and ensuring that benefits reach the intended beneficiaries directly.
  4. Credit Facilities: The scheme also promotes financial literacy and credit availability to the underserved population. It encourages banks to provide overdraft facilities to account holders after a certain period, helping them meet emergency financial needs.
  5. Insurance and Pension Schemes: Jan Dhan account holders are also eligible for government-backed insurance and pension schemes, providing them with financial security in case of unforeseen events.
  6. Encouraging Saving Habits: The scheme aims to encourage a culture of saving and financial discipline among the masses.

Q.: What is the primary objective of the Pradhan Mantri Jan Dhan Yojana (PMJDY)?

a) Providing free education to rural children
b) Enhancing agricultural productivity
c) Promoting digital entertainment services
d) Ensuring financial inclusion for all households

Answer: d) Ensuring financial inclusion for all households

PM Vishwakarma scheme : A Boost for Traditional Workers

The PM Vishwakarma scheme is a new initiative by the Indian government to support and empower the workers with traditional skills, such as pottery, blacksmithing, construction, tailoring, and boat-building. The scheme was announced by Prime Minister Narendra Modi on Independence Day 2023 and approved by the Cabinet with a budget of ₹13,000 crore. The main benefits of the scheme are:

  • The workers will receive formal recognition for their skills through the PM Vishwakarma certificate and ID card, which will help them access social security schemes, credit facilities, and market linkages.
  • The workers will also get training and upskilling opportunities to enhance their productivity and quality of their products and services .
  • The scheme will also promote the preservation and promotion of the traditional crafts and culture of India, which are facing challenges due to modernization and competition .

The PM Vishwakarma scheme is expected to benefit around 7 crore workers across the country who are engaged in various traditional occupations

Q.: What is the main objective of the PM Vishwakarma scheme?

a) Providing financial aid to farmers
b) Supporting traditional artisans and craftspeople
c) Promoting digital literacy in rural areas
d) Enhancing urban infrastructure

Ans : b) Supporting traditional artisans and craftspeople

PM-eBus Sewa: Plan to Deploy 10,000 Electric Buses across 169 cities in India

PM-eBus Sewa is a scheme approved by the Cabinet of India on 16 August 2023 to deploy 10,000 electric buses across 169 cities in India . The scheme aims to enhance city bus operations, reduce air pollution, and promote electric mobility in the country .

The scheme will follow a public-private partnership (PPP) model, where the private sector will invest in procuring and operating the e-buses, while the central and state governments will provide financial support and incentives .

The scheme has a total outlay of ₹57,613 crores, out of which ₹20,000 crores will be provided by the central government . The scheme is expected to create employment opportunities, boost localisation of e-bus manufacturing, and save fuel and carbon emissions 

Q.: How many electric buses will be deployed under PM-eBus Sewa scheme?

A) 5,000
B) 10,000
C) 15,000
D) 20,000

Answer: B) 10,000

Pradhan Mantri Kisan Urja Suraksha evam Utthaan Mahabhiyan (PM-KUSUM) scheme extended upto 31 March 2026

The New and Renewable Energy Minister, R. K. Singh, informed on 1 August 2023 that the Pradhan Mantri Kisan Urja Suraksha evam Utthaan Mahabhiyan (PM-KUSUM) scheme has benefitted nearly 2.46 lakh farmers.

  1. The scheme provides various benefits, including installation of solar pumps, solarization of existing grid-connected agricultural pumps, and installation of grid-connected renewable power plants.
  2. The PM-KUSUM Scheme has been extended till 31st March 2026.
  3. The initiative aims to provide clean energy to over 3.5 million farmers by solarizing their agriculture pumps and facilitating the setup of 10 GW distributed solar projects.
  4. The main objective of the PM-KUSUM scheme is to provide financial and water security to farmers.
  5. Farmers will receive a 60% subsidy for setting up tube wells and pump sets, and they will also get 30% of the total cost as a loan from the Government.
  6. The scheme offers farmers the opportunity to earn additional income by selling surplus power to the grid through solar power projects set up on their barren lands.
  7. This scheme was launched on 08 March 2019.

Q.: What is the full form of PM-KUSUM, an initiative by the Government of India aimed at providing clean energy solutions to farmers?

A) Pradhan Mantri Kheti Urja Suraksha evam Utthaan Mahabhiyan
B) Pradhan Mantri Kisan Urja Suraksha evam Upkaran Mahabhiyan
C) Pradhan Mantri Kheti Urja Subsidy evam Utthaan Mahabhiyan
D) Pradhan Mantri Kisan Urja Suraksha evam Utthaan Mahabhiyan

Answer: D) PM-KUSUM: Pradhan Mantri Kisan Urja Suraksha evam Utthaan Mahabhiyan

UK-India Young Professional Scheme : opportunity to live, work or study in the Britain for up to two years

The British government has launched the second ballot under the UK-India Young Professional Scheme, targeting Indians aged between 18 and 30 years with graduate-level qualifications for UK visas.

  1. Eligible young Indians have the opportunity to live, work, or study in the UK for up to two years through this scheme.
  2. To be eligible, an Indian national between 18 to 30 years of age with a graduate or post-graduate qualification can apply for the India Young Professionals Scheme visa.
  3. The Ballot for this scheme closes at 1.30 pm the next day from the time of the announcement.
  4. The joint scheme between the UK and India was launched in February of the current year.
  5. Candidates can enter the UK at any time while their visa is valid and can leave or return anytime during their stay.
  6. As part of the reciprocal arrangement, British nationals will also be offered similar visas to live and work in India.
  7. The scheme has a total of 3,000 places available for the year 2023, with most places already allocated in the first ballot conducted in February.
  8. The remaining places will be randomly selected from the current month’s ballot.
  9. It is free to enter the ballot, but applicants are advised to participate only if they intend to apply for the visa and can meet the financial and other requirements.
  10. Candidates must travel to the UK within six months of applying for their visa.

Question: What is the name of the scheme that offers work visas to young Indians between 18 and 30 years with graduate-level qualifications for the UK?

A) UK-India Graduate Exchange Program
B) UK-India Young Professional Scheme
C) India-UK Study and Work Initiative
D) Youth Mobility Program: India Edition

Answer: B) UK-India Young Professional Scheme

Agriculture Minister launched PM Kisan Mobile App with Face Authentication feature for e-KYC.

  • Agriculture and Farmers Welfare Minister Narendra Singh Tomar launched the PM Kisan mobile app with face authentication feature on 22nd June.
  • By using face authentication feature from this app, farmer can complete e-KYC remotely, sitting at home easily by scanning face without OTP or fingerprint and can also help 100 other farmers to do e-KYC at their home.
  • Recognizing the need to make e-KYC mandatory, the Government of India has extended the ability of farmers to perform e-KYC to officers of state governments, so that each officer can complete the e-KYC process for 500 farmers.

PM Kisan :

PM Kisan is one of the world’s largest DBT schemes in which farmers will get Rs 6,000 in Aadhaar card linked bank accounts. The annual amount is transferred directly in three instalments. 2.42 lakh crore has been shifted to the accounts of more than 11 crore farmers, of whom more than 3 crore are women.

Qns : What is the purpose of the PM Kisan scheme in India?
(A) To provide farmers with insurance coverage
(B) To offer financial support to farmers for agricultural equipment
(C) To promote organic farming practices
(D) To transfer a monetary amount to farmers’ bank accounts
Ans : (D) To transfer a monetary amount to farmers’ bank accounts

Approval for 5 crore hospital admissions under Ayushman Bharat Pradhan Mantri Jan Arogya Yojana.

  • Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-J) has achieved the milestone of 5 crore hospital admissions with an amount of Rs 61,501 crore under the scheme.
  • The flagship scheme being implemented by the National Health Authority (NHA) provides a health cover of Rs 5 lakh per family per year for hospitalization under secondary and tertiary care to 12 crore beneficiary families.
  • AB PM-JAY is being implemented in 33 states and union territories except Delhi, Odisha and West Bengal.
  • Under the PM-JAY scheme, the verified 23.39 crore beneficiaries can avail free treatment up to Rs 5 lakh in any of the 28,351 empaneled hospitals across the country.
  • AB PM-JAY beneficiaries can avail treatment tailored to a total of 1,949 procedures under 27 different specialties.
  • Medical oncology (cancer treatment), emergency care, orthopedic and urology (kidney related diseases) are the top tertiary care specialties under which treatment has been availed by the beneficiaries so far.

Qns : How much health cover is provided per family per year under AB PM-JAY?

(A) Rs 2 lakh
(B) Rs 3 lakh
(C) Rs 4 lakh
(D) Rs 5 lakh

Ans : (D) Rs 5 lakh

Strengthening Teaching-Learning and Results for States (STARS)

Scheme Name : STARS

The Strengthening Teaching-Learning and Results for States (STARS) project was approved by the cabinet in October 2020, to be implemented as a centrally sponsored scheme.

Date of Launch

After signing the loan agreement, the STARS project became effective on 23 February 2021 for a period of five years i.e. till FY 2024-25.

Objective

The STARS program is designed around holistic education, with a focus on elements of the plan that will directly support increased school learning.

The STARS project has been implemented in the six identified states of Himachal Pradesh, Maharashtra, Odisha, Rajasthan, Madhya Pradesh and Kerala.

Agniveer Scheme :

Date of launch :

The Agnipath scheme was announced by the defence Minister Rajnath Singh on 14th June 2022. 

Objective :

  • The Scheme is a recruitment process launched by the Central Government in which selected candidates will be enrolled as Agniveer in the Indian Armed Forces for a period of four years.
  • Those people who will be recruited under this scheme will be called Agniveer.
  • The recruitment of Agni Veers will not be for ever but they will get a chance to serve in the Indian Army only for 4 years.

PMJJBY, PMSBY, APY completed 8 years.

  • Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), Pradhan Mantri Suraksha Bima Yojana (PMSBY) and Atal Pension Yojana (APY) celebrated their 8th anniversary on 9th May 2023.
  • Prime Minister Shri Narendra Modi launched PMJJBY, PMSBY and APY on 9th May, 2015 from Kolkata, West Bengal.
  • All these three schemes are dedicated for the welfare of the citizens to meet the need of securing human life from unforeseen event and financial uncertainties.
  • The government launched two insurance schemes – PMJJBY and PMSBY to ensure that the unorganized sector of the country remains financially secure. Along with this, the government also launched the Atal Pension Yojana- APY to help meet the needs of old age.

Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) :

PMJJBY is a one-year life insurance scheme that covers death due to any reason. It is renewed from year to year.

Pradhan Mantri Suraksha Bima Yojana (PMSBY) :

PMSBY is a one year accident insurance scheme which provides coverage for death or disability due to accident and is renewable from year to year.

Atal Pension Yojana (APY) :

Atal Pension Yojana (APY) was launched to create a universal social security system for all Indians, especially the poor, the underprivileged and workers in the unorganized sector. It is an initiative of the government to provide financial security to the people working in the unorganized sector and to meet their future needs. The APY is administered by the Pension Fund Regulatory and Development Authority (PFRDA) under the overall administrative and institutional framework of the National Pension System (NPS).

Qns : Who launched PMJJBY, PMSBY and APY on 9th May, 2015?

(A) President of India
(B) Prime Minister of India
(C) Chief Minister of West Bengal
(D) Governor of West Bengal

Answer : (B) Prime Minister of India

Pradhan Mantri National Apprenticeship Mela to be organised in more than 200 districts across the country.

  • The Ministry of Skill Development and Entrepreneurship is organizing the Pradhan Mantri National Apprenticeship Mela (PMNAM) in over 200 districts across India.
  • The purpose of the apprenticeship mela is to provide relevant apprenticeship training opportunities to local youth and strengthen their livelihood opportunities.
  • Several local businesses and organizations have been invited to participate in the event and offer apprenticeship opportunities to the youth.
  • The participating companies represent various sectors, providing apprenticeships in different fields.
  • The event will enable participating organizations to connect with potential apprentices, choose from their qualifications on the spot, and offer them apprenticeship training.
  • The apprenticeship mela is open to individuals who have passed Class 5 to Class 12, have skill training certificates, ITI certificates, Diploma certificates, or are graduates.

Qns : What is the Pradhan Mantri National Apprenticeship Mela (PMNAM)?

(A) An event organized by MSDE to provide skill training opportunities to local youth
(B) A platform for individuals to find job opportunities in various sectors
(C) An exhibition showcasing the latest advancements in apprenticeship training
(D) A conference for industry experts to discuss apprenticeship policies

Answer : (A) An event organized by MSDE to provide skill training opportunities to local youth

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